Перегляд вихідного коду сторінки Open a Savings Account For These Three Benefits

Think about the past couple of years for a moment. Do you remember when you or someone you know had a job loss, illness, or injury? If not you are pretty lucky. These events happen to everyone eventually. Yet, there are so many cases where we don't prepare for such events financially. We believe it only happens to others so we never save.

But you can take the steps to save so you're prepared. When you open a savings account you get three benefits that are going to help you save. Those benefits include easier depositing, more comfort having money in the account, and keeping that money in the bank. Let's look at them a little more.

Deposit Easier

The easier it is to deposit the more likely our savings will grow. Money in the hand is money spent. Having an account open and ready for deposit makes it a lot easier to deposit on a whim. This way you can just as easily save it as spend it. And, if I were you, set up a direct deposit with your employer so you don't even see it go into the account.

Get More Comfortable with Using a Savings Account

Putting money in a new account can at first seem uncomfortable. I still remember when I first started saving. I checked my balance just because I needed to know it still was there. Sounds a little paranoid but over time it made me comfortable having money in the account and I started saving more.

Hidden Money Stays Hidden

We are less tempted to spend the money because it's "hidden" in the account. Usually it's harder to get cash out of a savings account. At the very least we need to transfer money into a checking account before we can withdraw from an ATM. Otherwise it takes a couple days to withdraw funds. Now this may not seem like a benefit but this delay gives us a cooling off period. It stops us from spending on a whim and keeps the money in the bank.

Conclusion

Without any savings you truly are living on the edge. Accidents, job loss, and illness are facts of life. Get prepared for these events through saving no matter how small. When you open a savings account you get the benefits I just discussed. Easier deposits so your account will grow, you're more comfortable having money in the account, and you keep the money in the bank and out of your hand. So give it a try and just open a savings account. It won't bite.

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