Gm Chrysler Merger Talks Reported

An estimated half all small businesses depend on private investments from friends and friends for startup or expansion. Shipping giant UPS was introduced when 19-year-old entrepreneur Jim Casey borrowed $100 from a person to start this company nearly 100 back in Seattle. An excellent teenager Fred DeLuca opens a sandwich shop in 1965 with a $1,000 check from children friend, Subway (now 25,000 restaurants) developed. Friends and family the actual single most important outside funding source for small business in America. But there are risks, and "F&F" money must be approached carefully.



One of this important messages that we have been giving our clients is: For a minimum of the next five to 10 years, expect pretty moderate returns on bonds and stocks and other investments.



Eighty percent of our clients are individuals and families. One other 20 percent are endowments and schools. I think we act as the quarterback for financial needs; we're really good at being the central point.

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