What is an Authorized Tradeline: The Basics

If you’ve spent any margin of time at Top Tradelines, you understand that an authorized tradeline can potentially help you improve your Authorized User Tradelines credit score. But how so? What does an authorized tradeline do and what does it all mean? Let’s take a look.

To put it simply, an authorized tradeline is a line of credit or a credit account that’s been seasoned- aka, aged. From a few months to a few years old, the thing to keep in mind is that a seasoned tradeline has history behind it. And any seasoned authorized tradeline you want to be concerned about will have a strong credit history- no late payments, missed payments or so on.

When your credit score is calculated, every account you’re a part of is considered. Thus, if you’re an authorized user on a tradeline, then that seasoned authorized tradeline will be accounted for when it comes to calculating your credit score. So even if you don’t have access to credit cards or so on as part of a credit account, you’ll have the ability to benefit from the excellent payment history behind the account. Being behind an excellent credit account will do wonders for your credit score. In fact, you may be able to boost your credit score by ten points or more just by joining our program.

And it’s simple. An authorized tradeline can help you improve your credit score without worrying about what to pay off or what to expect. So do yourself a favor and visit us at Top Tradelines. We’ll set you straight. A seasoned authorized tradeline can be your key to improving your credit score without worry. Don’t wait. Seasoned authorized tradelines can make your life so much easier and all it involves is paying us a visit.